Legal Notice

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Legal Notice

Last updated: September 2026


This Legal Notice governs access to and use of the website www.toteser.com, as well as the information, content, documents, and services made available on it.

By using this website, the user acknowledges that they have read and understood these terms and conditions.

Identification of the Website Owner

The website www.toteser.com is operated by:

  • Architecture TOTE SER, Lda.
  • Term used on the website: TOTE SER Capital
  • Avenida Miguel Bombarda, 36 - 12º
  • 1050-165 Lisboa
  • Portugal

  • Phone: +351 213 240 920
  • Mobile: +351 916 116 632
  • Email: geral@toteser.com
  • Website: www.toteser.com

TOTE SER Capital it operates in the real estate sector, specifically in the areas of real estate investment and co-investment, analysis and structuring of opportunities, asset management, architecture, permitting, development, appreciation, and real estate asset management.

Purpose of the Website

The website www.toteser.com is primarily institutional and informational in nature and is intended to introduce TOTE SER Capital, its experience, services, projects, content, opportunities, and areas of operation.

The information provided may include, among other things:

  • institutional information about TOTE SER Capital;
  • services for property owners and investors;
  • real estate opportunities;
  • examples of projects and operations;
  • content related to real estate investment;
  • studies, articles, opinions, and market analyses;
  • information on architecture, real estate development, and property appreciation;
  • audiovisual content, podcasts, and publications;
  • information about potential investment or co-investment opportunities.

The information provided on the website does not replace a specific analysis of each transaction or the applicable contractual, legal, financial, tax, technical, or commercial documentation.

Nature of the Information Provided

TOTE SER Capital strives to ensure that the information provided on the website is accurate, clear, and up-to-date.

However, given the dynamic nature of the real estate market, certain information may be changed, updated, or become outdated without prior notice.

Unless expressly stated otherwise, the content of the website is for informational purposes only and does not constitute a binding contractual offer.

TOTE SER Capital reserves the right to change, suspend, or remove any information, opportunity, project, or content available on the website at any time and without prior notice.

Information on real estate investments and opportunities

Information regarding investments, real estate assets, projects, transactions, or co-investment opportunities provided on the website is for informational and preliminary purposes only.

The provision of this information on the website does not, in and of itself, constitute:

  • a public offering;
  • a prospectus;
  • a personalized investment recommendation;
  • investment advice regarding financial instruments;
  • a guarantee that any transaction will be executed;
  • a commitment to provide financing or make an investment;
  • or a binding offer to acquire, subscribe for, or dispose of any asset, equity interest, or financial instrument.

Whenever a particular transaction is subject to specific legal, regulatory, or contractual requirements, the documentation prepared for that transaction shall exclusively prevail.

Any investment decision should be made following an independent analysis of the opportunity and the relevant legal, financial, tax, commercial, and technical documentation.

TOTE SER Capital recommends that potential investors seek independent advice appropriate to their circumstances before making any investment decision.

Returns, yields, IRR, and financial projections

The website may present financial or economic indicators associated with certain opportunities, including, but not limited to:

  • yields;
  • internal rates of return (TIR/IRR);
  • estimated returns;
  • projected income;
  • revenue projections;
  • sales figures;
  • estimated costs;
  • margins;
  • valuation scenarios;
  • financing assumptions;
  • occupancy forecasts;
  • development or exit timelines.

These figures may be based on assumptions, estimates, information available as of a specific date, and scenarios considered reasonable at the time they were prepared.

By their very nature, projections and estimates are subject to uncertainty and may be affected by economic, financial, tax, regulatory, urban planning, commercial, operational, or market factors.

Consequently, any return, yield, IRR, appreciation, or other result presented or estimated does not constitute a guarantee of future results.

Actual results may differ materially from the projected figures.

Investment Risk

Any real estate investment involves risk.

Among other factors, the value and profitability of an investment may be affected by:

  • trends in the real estate market;
  • changes in interest rates and financing terms;
  • inflation;
  • supply and demand;
  • construction costs;
  • construction delays;
  • permitting and zoning procedures;
  • legislative or tax changes;
  • national and international economic conditions;
  • availability of buyers or tenants;
  • operator performance;
  • contractual terms;
  • unforeseeable events.

The capital invested may not generate the expected return, and, depending on the structure of the transaction, there may be a risk of partial or total loss of the capital invested.

References to past transactions or historical results do not constitute a guarantee or a reliable indication of future results.

Due diligence

The information provided regarding any property, company, project, or transaction is not a substitute for independent due diligence.

Before entering a transaction, interested parties should conduct the due diligence they deem appropriate, including, where applicable, an analysis of:

  • legal matters;
  • registration matters;
  • urban planning;
  • architectural;
  • technical;
  • environmental;
  • tax;
  • accounting;
  • financial;
  • commercial;
  • operational.

The execution of any transaction shall be subject to the terms of the final documentation agreed upon by the parties.

Real Estate Information

The information regarding real estate properties presented on the website, including square footage, features, use, condition, building capacity, prices, location, availability, and other characteristics, may be subject to confirmation.

Whenever information has been provided by owners, developers, partners, consultants, public entities, or other third parties, TOTE SER Capital may rely on such information without this constituting an independent guarantee of its accuracy.

The areas and dimensions indicated must be confirmed through the relevant legal and technical documentation.

Prices, terms and conditions, and the availability of properties are subject to change or withdrawal without prior notice.

Images, floor plans, renderings, and graphic content

Photographs, floor plans, drawings, renderings, 3D images, architectural concepts, maps, and other visual elements presented on the website are for illustrative purposes only.

Elements such as materials, finishes, furniture, landscaping, views, fixtures, spatial layouts, or architectural solutions may be subject to change during a project's development.

Unless expressly stated otherwise in the applicable contractual documentation, these elements do not constitute binding contractual specifications.

Architecture, Permitting, and Real Estate Development

The information provided regarding architectural designs, construction capacity, urban planning feasibility, permitting, changes in use, or the development potential of a given property should be understood considering the information available as of the respective date.

The implementation of any project may depend, among other factors, on:

  • applicable laws and regulations;
  • land-use management tools;
  • opinions;
  • municipal permits;
  • prior communications;
  • administrative authorizations;
  • municipal decisions;
  • technical or urban planning constraints;
  • third-party rights.

The presentation of a concept, study, or development potential does not constitute a guarantee of approval by the competent authorities.

Relations with Third Parties

During its business, TOTE SER Capital may collaborate with property owners, investors, family offices, funds, developers, financial institutions, operators, architects, engineers, attorneys, consultants, brokerage firms, and other specialized partners.

A reference to a third party on the website does not, in and of itself, imply the existence of a relationship of representation, agency, partnership, joint venture, or exclusivity between that entity and TOTE SER Capital.

Any relationship of this nature will depend on the specific agreements entered between the parties.

Propriedade intelectual

Unless otherwise indicated, all content available at www.toteser.com, including:

  • texts;
  • studies;
  • articles;
  • photographs;
  • videos;
  • podcasts;
  • graphs;
  • drawings;
  • floor plans;
  • renderings;
  • projects;
  • concepts;
  • methodologies;
  • architectural elements;
  • databases;
  • design;
  • website structure;
  • logos;
  • brands;
  • names;
  • slogans;

are the property of TOTE SER Capital or are used with the authorization of their respective owners and are protected by applicable intellectual and industrial property laws.

The reproduction, distribution, modification, transmission, making available, commercial exploitation, or use of the website's content is not permitted without the prior written authorization of the respective owner, except in cases permitted by law.

Strictly personal and non-commercial viewing and reproduction of the content is permitted, provided that the source is properly cited and no changes are made.

Brands and Names

The names, trademarks, logos, distinctive symbols, and other identity elements used on the website belong to their respective owners.

Use of the website does not grant the user any license or right to these trademarks, names, or identity elements.

Links to third-party websites

The website may provide links to websites, platforms, or services owned by third parties.

These links are provided solely for the user's convenience or information.

TOTE SER Capital does not control the content, availability, security, privacy policies, or practices of third-party websites and assumes no responsibility for them, to the extent permitted by law.

Access to external websites is at the user's own risk.

Website Availability and Operation

TOTE SER Capital seeks to ensure the availability and smooth operation of www.toteser.com.

However, we cannot guarantee that the website will operate continuously without interruptions, malfunctions, or errors.

Access may be suspended, to:

  • maintenance;
  • updates;
  • technical changes;
  • bug fixes;
  • security reasons;
  • circumstances beyond the control of the TOTE SER Capital.

Disclaimer

To the extent permitted by applicable law, TOTE SER Capital shall not be held liable for decisions made solely on the basis of general information provided on the website.

Users must independently analyze and verify relevant information before making any economic, real estate, financial, legal, tax, or investment decisions.

TOTE SER Capital assumes no liability for losses resulting from incorrect information provided by third parties, unforeseen circumstances, market changes, or factors that are reasonably beyond its control.

No provision of this Legal Notice shall be construed as an exclusion or limitation of liability in situations where such exclusion or limitation is not legally permitted.

Use of the Website

The user agrees to use the website in a lawful and appropriate manner.

No use is permitted for the purpose of:

  • compromise the security of the website;
  • accessing systems or data without authorization;
  • introduce malicious software;
  • interfere with the operation of the website;
  • systematically copy or extract content or databases;
  • use content that infringes intellectual property rights;
  • use the website for illegal or fraudulent activities.

Personal Data Protection

The processing of personal data through this website is governed by TOTE SER Capital's Privacy Policy.

This website may also use cookies and similar technologies, as defined in the respective Cookie Policy.

We recommend that you review these documents before using forms or other features that involve the processing of personal data.

Complaints Book

Where legally applicable, consumers may use the Complaints Book, including its electronic version.

Access to the Electronic Complaints Book is available through the TOTE SER Capital website.

Alternative Dispute Resolution for Consumer Disputes

Under applicable law, in the event of a consumer dispute, the consumer may turn to a competent Alternative Dispute Resolution (ADR) entity for consumer disputes.

Given that the company is in Lisbon, when it has territorial and subject-matter jurisdiction, the following may be consulted:

  • Centro de Arbitragem de Conflitos de Consumo de Lisboa (Lisbon Center for the Arbitration of Consumer Disputes)

The specific jurisdiction of the ADR entity shall be determined based on the nature, value, location, and circumstances of the contract or service in question.

An updated list of Alternative Dispute Resolution (ADR) entities for consumer disputes is available through the Direção-Geral do Consumidor.

The information contained in this clause does not, in and of itself, imply TOTE SER Capital's voluntary participation in an arbitration center, when such participation has not been formally established.

Applicable Law

This Legal Notice is governed by Portuguese law, without prejudice to any mandatory provisions under applicable national or European Union law.

Any disputes arising from the use of the website or the services provided shall be submitted to the dispute resolution mechanisms provided for in applicable law.

Where legally permissible and in the absence of any mandatory provision to the contrary, the courts of the district of Lisbon shall have jurisdiction.

Changes to the Legal Notice

TOTE SER Capital may amend this Legal Notice whenever it deems necessary, to reflect:

  • changes in laws or regulations;
  • changes in the company's structure or operations;
  • new services;
  • technological changes;
  • changes to the website.

The updated version will be published on www.toteser.com with the respective update date indicated.

Contacts

For any questions regarding the website or this Legal Notice:

  • TOTE SER Capital
  • Architecture TOTE SER, Lda.
  • Avenida Miguel Bombarda, 36 - 12.º
  • 1050-165 Lisboa
  • Portugal

  • Email: geral@toteser.com
  • Phone: +351 213 240 920
  • Mobile: +351 916 116 632

© 2026 TOTE SER Capital. All rights reserved.